Last week I wrote about how my organization, NBIC, held on to employees during the roughest months of the recession. We realize that many companies chose the opposite. Thus, there are many, talented, topnotch employees available right now at below market rates. This is a good time for small companies to take advantage of another company’s layoffs. While major corporations are releasing top talent, the smart small business owner is poised to hire workers that could not have been afforded before.… Continue

President Obama signed the Home Adjustment Modification Program or HAMP into law earlier this year. You can apply to your mortgage company to lower your mortgage to 31% of your income if you can document how the changed economy has impacted you. Write to your mortgage company and include a letter detailing your income drop, two years tax returns and your last 6 months bank statements.

It may take a while for the mortgage company to respond so be patient. Sadly, they are more likely to accept th… Continue

Integrated Asset Services (www.iasreo.com) today released its IAS360™ House Price Index (HPI). Based upon the timeliest and most granular data available in the industry, the index for national house prices moved ahead another 1.2% in June.

With June’s gains--the fourth… Continue