Effective time management is key for any professional.



Consider these key principles for to make your planning, prioritizing and time management more effectively.



1. Spend 15 minutes on planning your day at the END of each work day. This is when you are most focused on work, and acutely aware of what needs to be done tomorrow. The end of the day is the best time to plan for those follow up phone calls, finishing task you didn’t complete and re-prioritizing new projects that… Continue

Last week I wrote about how my organization, NBIC, held on to employees during the roughest months of the recession. We realize that many companies chose the opposite. Thus, there are many, talented, topnotch employees available right now at below market rates. This is a good time for small companies to take advantage of another company’s layoffs. While major corporations are releasing top talent, the smart small business owner is poised to hire workers that could not have been afforded… Continue

President Obama signed the Home Adjustment Modification Program or HAMP into law earlier this year. You can apply to your mortgage company to lower your mortgage to 31% of your income if you can document how the changed economy has impacted you. Write to your mortgage company and include a letter detailing your income drop, two years tax returns and your last 6 months bank statements.



It may take a while for the mortgage company to respond so be patient. Sadly, they are more likely… Continue